Second how to decrease net operating assets? This can be accomplished by reducing the level of accounts receivable and inventories or by increasing the level of accounts payable. To reduce the level of the accounts receivable we need to reinforce the management of accounts receivable Cheap Cigarettes Wholesale. The effect of the receivable account relies on the credit policies of the enterprise. We need to have an appropriate credit standard, credit terms and collection policy. It means that if the customers are beyond credit standards, they cannot enjoy the credit or enjoy a lower credit. Once the company decides to offer the credit, it needs to consider specific conditions of credit, including the credit limit, discount limit and cash discount. If the company uses active policy, it may reduce the accounts receivable investment and the total bad-debt loss, but could increase collection costs. If the company uses a negative policy it will reduce the cost of collection, but enhance the investment losses and increase the total bad-debt. So we must design scientific collection strategy based on market environment and its own position. Second we need to choose settlement means carefully. For the customers with strong profitability and higher credit we can somewhat liberalize the policy, using consigned collection or collection payment. On the contrary we should choose a cheque or bank acceptance. We can effectively reduce the risks by choosing different ways of settlement for different customers. We also need to establish required reserve policy to improve the ability of bearing the risk of bad debts Cheap Cigarettes Outlet. The accounts payable means the amounts due to suppliers who have provided inventory to the company.Related Articles: Cigarette Wholesaler Price Marlboro Cigarettes Cheap Cigarettes Newport Cigarettes Coupons Wholesale Cigarettes Free Shipping