When someone faces high medical bills or the loss of income after an accident, the thought of getting lawsuit loan a right away can be enticing. But is it in your best interest to borrow against a future settlement or judgment? Tread carefully before you jump at lawsuit funding. Borrowing against a future settlement or judgment can help you deal with short-term financial hurdles but might cost you a lot of money in the long run. Make sure you do your homework and understand the cost of getting a lawsuit loan.