(NewsUSA) - Sponsored by GAF - Here we go
again?
Five to nine hurricanes - with as many as four "major" ones boasting
sustained winds of 111-plus mph - is what the National Oceanic and Atmospheric Administration just
predicted for this year's storm season. In other words, they're calling for an "active"
six months or so through the end of November.
And while no one's saying we're in for a repeat of last season's devastating triple
whammy - yes, we do mean Hurricanes Harvey, Irma and Maria - ask anyone still dealing with the
havoc of having had their house battered in one of those storms if they don't still wonder what
more they could've done to be better prepared.
"It only takes one storm to devastate a community," said Acting FEMA
Deputy Administrator Daniel Kaniewski.
Read on for some of the best advice on readying for the next (inevitable)
storm.
* Check your insurance. The coups de grace for many of those hit hardest last year was
discovering that they'd have to find a way to pay all or some of their rebuilding costs themselves.
The reasons ranged from lack of flood insurance (only those with federally backed mortgages living
in designated high-risk zones are required by law to buy it) to a local spike in the price of labor
and materials.
"Hurricane Harvey (in Texas) showed that flooding can also damage properties
outside the highest-risk zones," the Wall Street Journal noted, quoting a former New York
insurance commissioner as saying that "even financially literate people" don't understand
that floods aren't covered in the standard homeowners policy.
* Clean your gutters. Even in perfect weather, Angie's List says you're looking at a
possible "nightmare" if they're so clogged with mounds of leaves, sticks, and other
debris that it causes your roof to leak. And if you factor in a hurricane-strength rain, suddenly
the very roofing system component meant to control the flow of all that water - thus protecting
your roof, walls, foundation, and landscape from the aforementioned flooding - can be about as
useful as spoiled milk.
"If you let gutter cleaning go by the wayside, it could cost you hundreds of
thousands of dollars," the website warned.
* Make sure your roof is in good condition. The Insurance Institute for Business and
Home Safety actually built a test chamber where experts could simulate the effects of hurricanes
and other natural disasters on full-scale one- and two-story homes. So when its president and CEO,
Julie Rochman, tells CBSNews.com's "MoneyWatch" that
"it all starts with the roof," you need to pay attention.
"The roof," she said, "is the largest potential opening on the
house, and wind and water can do terrible things if they get through (it)."
Ergo, now's the time to have a professional roofing contractor check for (and fix)
any signs of wear and tear like broken or missing shingles, fractured fiberglass mat, and loosening
of the self-seal strip. These tell-tale signs, especially if they resulted from damage from hail,
can be difficult to spot yourself. And if you do decide to replace your roof? "Consider
shingles that have passed the UL2218, Class 4 impact test," advised Jason Joplin, program
manager of CARE (the GAF Center for the Advancement of Roofing Excellence).
Joplin especially likes the Timberline
ArmorShield II line of shingles from GAF (gaf.com), North
America's largest roofing manufacturer. In addition to looking good, they're made with SBS modified
asphalt, which he described as "a rubber-like material for enhanced flexibility and durability
during extreme weather conditions."
An added bonus: Depending on where you live, shingles like these could help
you qualify for significant discounts on your homeowner's insurance.
* Trim weak tree branches. Need we say more than people have actually died from
trees and branches crashing into their houses?