about this and do not take the first APR that is provided by the lender. See if you can get the rate down.
Secured Versus Unsecured Which Is Better?
When you are applying for a secured loan, the lender will take your personal items like your car or house as collateral. They keep this collateral in the event that you do not pay back the loan. If you do not pay it back, then they can keep your personal items.
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