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SEOUL， Dec. 28 (Xinhua) -- Rates for mortgage loans among South Korean banks rose to the highest in 10 months amid the expected three rate hikes next year in the United States， central bank data showed on Wednesday.

 

Rates for home-backed loans offered by banks stood at an annualized rate of 3.04 percent in November， up 0.15 percentage points from the previous month， according to the Bank of Korea (BOK).

 

It was the highest since January， keeping an upward momentum for four months in a row after a rebound in 2.66 percent in July to 2.70 percent in August.

 

The rebound came amid rising expectations for the U.S. Federal Reserve to raise interest rates in December this year. The Fed indicated three rate increases in 2017， putting pressure on the BOK to lift its policy rate that sank to its all-time low of 1.25 percent.

 

Rates for all lendings to households advanced 0.12 percentage points over the month to 3.20 percent last month.

 

One percentage point increase in lending rates is estimated to raise debt-serving burden on households by about 9 trillion won (7.5 billion U.S. dollars) per year.

 

According to the BOK's financial stability report released on Tuesday， 1.46 million South Koreans are borrowers sensitive to higher lending rates for their low credit and low income. Their debts amounted to 78.6 trillion won.

Home > Family > Family BusinessGive Your Home Business 6 Months To Develop

Posted by nick_niesen in Home on October 28th, 2010

 

I have seen it all too often.

Online Job seekers sign up for an Business opportunity and a Month or two Later they quit.

I have seen some quit the same Day!

You need to give your Home Business time to develop.

I say this for several reasons.

 

It might take a little time for you to decide what you want to do to make money on the internet. Why? Because most marketers who are new bounce from one business opportunity to the next until they find that "Goose who lays the golden egg". But did you know you can save a lot of time by researching the business you are interested in and then putting your plan into action on how you are going to make it work

First of all the if you have set up some type of advertising, Sometimes it takes a little time for prospects to start seeing your ads. Most Marketer send out a few ads and expect instant signups. It's not going to happen.

It takes a lot of work if you are placing free ads. But it will work if You are placing 5-10 ads a day everyday for 3-6 Months.

You will see faster results if you use paid advertising like pay-per-click or some type of autoresponder service with good, quality leads.

Another mistake I have seen people make by quitting too soon is that they had a "Heavy Hitter" under them in their downline and did not even know it.

They quit too soon before they could reap the benefits of a "Free Check" every Month.

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