Cash app offers both instant and standard deposits. The standard deposit sends money to the recipient's bank account in the next working days. But, the instant deposit is basically a pro cess to visible amount into the receiver’s account quickly. And, this process takes charge fee of 1.5%, which you have to pay for every transaction. So to avoid this charging money, you can prefer Cash app direct deposit. https://www.cashapphelps.com/blog/direct-deposit-on-cash-app/