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Youth Credit Boom: Is Southeast Asia's Fintech Playing with Def
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Posted by Jasper Colin Filed in Business #"market research company" #bespoke industry insights #Artificial Intelligence in Fintech Market # #"finance insights" #Unlocking Financial Insights #youth credit boom 76 views
In the heart of Southeast Asia's fintech frenzy, a youth credit boom has ignited, but is it a risky game of defaults?
Over half of first-time fintech users lack credit history, while banks mimic fintechs in fierce competition. As the online credit market skyrockets, global regulators raise eyebrows. Unpacking the fuel behind this boom reveals surging tech adoption, unbanked demographics, and government support. To navigate the risks, fintechs must adopt advanced strategies like AI-driven risk assessment and data-driven decision-making. Are these innovations enough to keep the fire of default at bay? Read Jasper Colin's viewpoint of SE-Asia credit boom and associated risks with fintech sector.