April 23, 2022 4:38 AM EDT
You have to monitor the quality of credit history, you have to monitor honesty and integrity, but the question is whether the data from the bank corresponds to reality. After all, there are times when a loan is fully repaid, but is listed on a person's record, and now he has to give up work and household chores and run, write applications, search, knock, and so on. I wonder if it wouldn't be easier for you to check with the financial institutions right away. Somehow you are so good and the borrowers - look you have to do it and control it.